Legal Terms & Conditions of
Use
PLEASE READ
THESE TERMS OF USE AND LEGAL DISCLAIMER CAREFULLY BEFORE USING THIS
SITE. BY USING THE SITE, YOU SIGNIFY YOUR AGREEMENT TO THESE TERMS
OF USE. IF YOU DO NO AGREE TO THESE TERMS OF USE, PLEASE DO NOT USE
THIS SITE.
- Global Cover.ca and TFG Global Insurance SolutionsSM web sites (the "Web Sites") are owned and operated by
TFG Global Insurance Solutions Ltd. ("TFG"). No material from the
Web Sites may be copied, reproduced, down loaded, uploaded,
modified, sold, displayed published, republished, posted,
transmitted distributed, incorporated into another work or
otherwise dealt with or exploited except as expressly authorized
by TFG in writing. Without limiting the foregoing, any use or
modification of the content of the Web Sites is strictly
prohibited. Notwithstanding the foregoing, visitors to the Web
Sites may print or download the information contained on the Web
Sites for their own personal and non-commercial use only and on
the condition that they indemnify and hold harmless David G.
Tompkins and TFG from and against all manner of claims, suits,
demands, damages, costs, and consequences of such use. These
terms and conditions may be updated by TFG from time to time
without notice to you.
- The information and content contained in
the Web Sites is intended for general informational purposes only.
It is not intended to constitute, insurance, legal , financial,
tax or any other professional advice or services. You should
consult a qualified professional advisor before making any
decision relating to the information contained in the Web Sites.
- Much of the information contained on the
Web Sites has been compiled from third party sources. Accordingly,
TFG makes no representation or warranty concerning the accuracy of
the information and content contained in the Web Sites. The
information and content is provided strictly on an "as is" basis.
TFG expressly disclaims all warranties whether express, implied or
statutory, to the greatest extent permissible by law, including,
but not limited, all warranties of accuracy, completeness,
merchantability, performance, and fitness for a particular
purpose. All information should be verified directly with TFG
prior to your acting in reliance upon it.
- DAVID G. TOMPKINS AND TFG EACH HEREBY
EXPRESSLY DISCLAIM FOR THEMSELVES AND THEIR RESPECTIVE EMPLOYEES,
SUCCESSORS, HEIRS, AFFILIATES AND AGENTS, ANY AND ALL LIABILITY
FOR ANY DAMAGES OR LOSS SUFFERED BY YOU, OR BY ANY OTHER PERSON,
AS A RESULT OF YOUR USE OF THE INFORMATION AND CONTENT CONTAINED
ON THE WEB SITES INCLUDING, BUT NOT LIMITED TO, ANY CONSEQUENTIAL,
SPECIAL, PUNITIVE, EXEMPLARY AND GENERAL DAMAGES WHETHER OR NOT
THEY HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
- All links between the Web Sites and other
sites are owned, managed and maintained by independent third
parties. As such sites are outside of the control of TFG, TFG
makes no representations or warranties regarding the accuracy,
completeness or any other aspect of the content of such sites or
the advertising, services or products offered or sold by way of
such sites. Furthermore, TFG does not endorse such sites nor any
advertising, services or products offered by way of such sites.
You further agree that TGF is in no way responsible for the
content or availability of such sites.
YOU EXPRESSLY AGREE THAT TFG WILL IN NO WAY,
DIRECTLY OR INDIRECTLY, BE LEGALLY LIABLE FOR ANY CONTENT,
ADVERTISING, PRODUCTS, SERVICES OR OTHER MATERIALS AVAILABLE ON OR
BY WAY OF SUCH SITES, NOR FOR ANY LOSS OR DAMAGES RESULTING FROM
OR RELATED TO SUCH CONTENT, ADVERTISING, PRODUCTS, SERVICES OR
OTHER MATERIALS OR YOUR USE THEREOF OR RELIANCE THEREON.
- Nothing contained in the Web Sites should
be construed as a solicitation, offer to sell or contract of any
kind. Purchasers of insurance products should check their local
laws before buying any insurance product.
- Complete details of the benefits and plans
available through TFG are contained in the policies, schedules and
endorsements of the particular plans and can be obtained from TFG
without charge upon request.
- You agree to direct all inquiries regarding
claims under policies arranged by TFG to the insurance company
that issued your policy.
- Our international insurance plans are NOT
available to people currently residing in Canada and British Columbia.
- The information upon which the quotes are based is
obtained from reliable sources, however, the rates produced correlate with the
personal data you provide (ages of applicant, dependents, etc.). In addition
the rates charged by insurance carriers may change, although we are as
diligent as possible when it comes to keeping our rate tables up to date it is
possible that you receive a quote that is not completely accurate.
- The names and logos of all other insurance carriers are
the (registered) trademarks of their respective owners.
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