Healthcover.ca offers different types of Canadian health insurance plans to Canadians. There are two main types of health insurance available to you - group or individual plans. If you are not lucky enough to have a group insurance plan at work or if you are self-employed, then you should look into a personal health insurance plan that Healthcover.ca offers online.

Group Insurance Plans

Employees are the most important assets of a business, so it makes sense to provide group insurance plans for your employees and their dependents. By grouping individuals together under a single plan, insurers are able offer superior coverage and premiums by spreading the risk amoungst many lives. Group Life, AD&D, dental and Long Term Disability insurance are also offers in addition to extending health insurance plans.

Offering a group insurance plan to employees also has benefits in addition to the satisfaction that comes with ensuring their health and safety:

• Encourages loyalty and trust to the employer
• Helps retain employees as a group insurance plan is a valuable part of their compensation
• The employer can write off premiums as a business expense
• The employees can get health and dental insurance as a tax free benefit
• May provide coverage that the employees might have difficulty getting, especially if they have a pre-existing medical condition.

If you would like a quote for a new or existing group insurance plan, please contact us today.

Individual Health Insurance Plans

Personal health insurance plans are vital if you are not covered by a group health insurance plan at work. You and/or your family should get an extended health insurance plan to cover the medical needs that are not covered by your province's medical system. We offer a variety of health insurance plans for Canadians residing in Canada. If you intend on or are already living overseas and require international health insurance, check out our web site www.expatfinancial.com

To find out more about Canadian health insurance other insurance plans or to get a quote, please click HERE.