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Health Insurance Myths

Healthcover.ca offers Canadian health insurance and dental insurance plans to Canadians living in Canada. Here are some common myths on health and dental insurance in Canada.

  1. "My Government will cover me." Realty is that your provincial government only covers a basic amount of your total health insurance needs. For example, the government doesn't cover private hospital rooms, physiotherapy, and all or a portion of your prescription drug needs. Also, dental and vision care is not covered by your province, which is offloading more and more services to their citizens - meaning you need insurance.
  2. "I have other financial needs." Reality is that every year you might have to pay thousands in unexpected medical and dental expenses if you don't have a health insurance plan. If you suffer a serious injury or illness, you might have to use up your savings to make up for the limited coverage that the government offers. For only dollars a day, you can get a plan from us online.
  3. "I'll probably only claim a few things." Note that the purpose of insurance is to ensure your family's financial security. That is why you have insurance - in fact, dental and health expenses are the most used benefits and our health plans provide peace of mind.
  4. "I'm in good health - I don't need any insurance!"  Well, nobody likes to think about becoming injured or ill, but if you get have an accident or illness, did you know that all your savings could be depleted? Extended health insurance provides a financial security net in the event of a serious illness or accident.
  5. "Health and dental insurance is too expensive!" Realty is, you can get Canadian health and dental insurance for just a few dollars a day depending on your age, the level of coverage and the number of people in your family. Get a quote today!

 


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Note: Some of the products and services described or advertised on this site may not be available to residents
of certain jurisdictions, depending on regulatory constraints, including Canada. The Canadian health plans are not available in the U.S. Please contact
us for more information about your specific jurisdiction.

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